xStocks

• We correct ourselves: xPoints are NOT a rumour. The house announced them on 10-Mar-2026 as «the newest initiative designed to recognize and reward the community actively building, trading, integrating, and scaling xStocks across onchain ecosystems».
• We correct ourselves again, against ourselves: the programme IS running. The page that returned an error was not theirs — we were looking at xstocks.fi/points when the right one is defi.xstocks.fi/points. Checked inside on 26-Aug-2026: «Points accumulate daily and reflect how actively you contribute to the ecosystem».
• The three ways to earn are published, and they do not pay the same: holding xStocks in your wallet is the base tier, lending them as collateral is a higher tier, and providing liquidity is the highest. On top there is a multiplier, xBoost, which grows the longer you keep the position.
• The nuance that saves money: holding or buying xStocks on Kraken does NOT earn points. Their support says so: «holding or trading xStocks on Kraken does not currently earn points in the xStocks Points Program. The program is currently based on onchain ecosystem activity only».
• WARNING: a «permanent 20% boost for connecting your wallet early» is circulating. It appears in neither the official announcement, nor their documentation, nor Kraken's help centre. It comes from aggregators and a Medium account the brand does not list among its channels. We do not treat it as true.
• Confirmed today by their Telegram, which is where they tell it: «xPoints have arrived to XLayer. Wallet users who hold or provide liquidity for eligible xStocks can get up to 45% more xPoints». And on Nado: «Starting today, trade xStocks on Nado for boosted xPoints plus Nado Points». The size of the business, also theirs: «xStocks just crossed $700M AUM».

They publish no xPoints pool and no per-dollar rate. The only figures are the per-platform boosts: «up to 45% more xPoints» for holding or providing liquidity for eligible xStocks on xLayer. Searched Aug 25, 2026 in their docs and on t.me/s/xstocksfi.

• What day does it expire? they mention a season and future rewards, but publish no season end, snapshot or crediting date. Checked in their site, their blog and their help centre. 4 Nov

• 4 Nov · dates not checked → dates: they publish no season end, snapshot or crediting (checked their points page, announcement, Kraken's help and their Telegram)
• 16 Sep · we quoted the xPoints and the assets figure from their Telegram channel window, which moves on its own every few messages → Re-verified today: the data does not change. The quote now points to the specific message, so it can be checked again any day.
• 10 Sep · the fact had lost its backing and was not shown → up to 45% more xPoints on xLayer, quoted, instead of a sentence that is gone
• 27 Aug · not on record in our entry → They open the $STRCx rate market on Solana with Exponent, where xPoints pay double.
• 26 Aug · we said their points page returned an error and that no conditions were published → False: we were looking at xstocks.fi/points and the right one is defi.xstocks.fi/points. The programme is running, with published conditions and 20% more points for anyone joining on an invitation.
• 23 Aug · our entry published it as a RUMOUR → Correction: it is official, but still has no verifiable start. And the «20% boost» circulating has no backing in any of their sources.
• 14 Aug · the directories list it as an active campaign → verified: no program of any kind
• 10 Mar · we said «XPoints» appeared on none of their domains → They officially announce the xPoints programme in their newsroom. They say it «is launching soon»: no conditions and no date published.

They are not available in the United States or to US persons, nor in the United Kingdom, nor «in any other jurisdiction where their offer or distribution would be unlawful». Kraken adds Canada and Australia. The EU is not excluded.

There is no points, rewards or airdrop page in their docs

Its issuer, Backed Finance, has been owned by Kraken since December 2025. Before that, a $9.5M Series A led by Gnosis (press)

The decisive fact: xPoints have been official since 10-Mar-2026, but there are still no published conditions and no working page. And holding xStocks on Kraken does not count: only on-chain activity does.

X: x.com/xstocksfi

Discord: discord.com/invite/xstocksfi

Docs: xstocks.fi

Checked by us in these sources on 2026-11-08